I haven't looked at this yet, but over 7% in interest rate is huge! However i have a slight feeling something is not right here, but let me know if any of you find anything good or bad.

https://www.dharma.io/

Cardano Developers Could Start Working On A New Stablecoin

The cryptocurrency market may have the possibility to enjoy a new stablecoin. This time, the team behind Cardano (ADA) could be working on a new virtual currency that could be “truly decentralized.” The information was released by Charles Hoskinson, the founder of Cardano and co-founder of Ethereum, on Twitter. 

https://usethebitcoin.com/cardano-develo...tablecoin/

https://beincrypto.com/cardano-founder-charles-hoskinson-considering-stablecoin/

More of us invested in Invictus and finally it seems that the winds are turning and that the token #IHF is increasing in value.

It's up 28% from yesterday and overall it looks good again. It could very well go to $1 within the next year. The volume is not very high which is a problem.

Take a look at the history.

I read lots of this the last 12 months and I liked it, but because of being involved in many other projects and because to much for my little mind, I never mentionned it in this forum.
Today google announced to get involved in Hedera.
It jumped by 80% in 24h.

Strange kind of staking. You can stake even if you have your coins in cold wallet.

https://medium.com/hackernoon/stakenet-c...0c1daa2ea1

Running a Master Node seems interesting:

https://medium.com/@jstarhead/stakenet-x...b9725ec44c



website: https://stakenet.io/

From Gab:

"Dissenter: Meet the Free Speech Web Browser" read more here: https://dissenter.com/

Let’s talk about “private” messaging.
Privacy and encryption are hot topics right now, but they shouldn’t be. Privacy is a fundamental human right and encryption ensures that human right is preserved from the prying eyes of governments, corporations, hackers and ex-lovers. It feels great to send a message and know that only you and the other person can see it. When you send a “DM,” or Direct Message on popular messaging apps you are led to believe that it is “private.”

This is far from the truth. In reality your “private” messages can and are read by Big Tech companies who collect information on you to target ads. Have you ever talked about something in a “private message” and had ads pop up for that product days later as you surfed the web? This isn’t a coincidence. Your “private” messages are being tracked, monitored, and monetized.

At Gab we believe this is wrong. We believe this is a violation of your human rights.

It wasn’t always this way. Private messages used to be decentralized and open. At a minimum you didn’t need to worry about being tracked across the web. Remember IRC? AIM? Enjoying conversations in private shouldn’t feel like someone is looking over your shoulder. You shouldn’t have to tip toe around what you say. You should have confidence in the technology to connect you with another person without a third-party taking notes on your conversation.

The good news is that open source encryption technology offers a way out of the current dystopian nightmare of “private messaging.”

Now is the time to rethink the way we communicate in “private” on the internet. Gab Chat hopes to accomplish this by offering an open source end-to-end encrypted chat messenger free from prying eyes and surveillance capitalism. When you send an encrypted message on Gab Chat only you and the other person can see it. Gab can’t see or read your message. Neither can anyone else. We believe that it is time to exit the Big Tech spy machine and take back control of our privacy.
Gab Chat is the first step in that direction.
We invite you to create a Gab account and start messaging securely today.
Andrew Torba
CEO Gab.com

Please note: unfortunately Firefox and Microsoft Edge do not support the level of encryption Gab Chat offers, so it will not work at all in those browsers. We recommend downloading our Dissenter browser, which blocks all Big Tech ads and trackers and allows the highest level of encryption possible for maximum privacy. 

Seems like Lisk is finally returning to where it should be.

Lisk was above $30 in 2018 and since it's a real team doing tools for blockchain developement I still believe that Lisk can go above $100. Who knows where it ends when than border is broken?

Right now it trades for $1.66.

We constantly get good news from Ripple. Yet another article about them has been released.

"The Sign of a Stabilizing Market: XRP Utility

Today, financial institutions are harnessing the power of blockchain and digital asset technology and seeing tangible results. 

At the 2020 World Economic Forum, Secretary of the Treasury, Steve Mnuchin, referenced this progress. He spoke about the impact of digital assets: “There are benefits to cross-border payment systems in lowering costs for consumers and businesses. We absolutely support companies working on this.” 

Industry research suggests blockchain adoption became widespread in 2019, with growing awareness of the added value that digital assets can play when paired with blockchain—especially for key use cases like cross-border payments. Moreover, this past year, derivatives trading in digital assets recorded remarkable growth—an important step in the maturation of these technologies.

Taken together, increased utility of digital assets in cross-border payments and the introduction of derivative trading are all contributing to a more liquid and stable market for digital assets than ever before, with no sign of slowing down. 

Growing Utility Helps Drive Market Validation
Ripple’s global network, RippleNet, provides a reliable, instant and lower-cost cross-border payments experience. Customers who use RippleNet’s On-Demand Liquidity (ODL) service are able to leverage the digital asset XRP to source liquidity as an alternative to traditional pre-funding. The network’s ODL users are driving usage and utility of XRP.

For example, money transfer giant MoneyGram leverages Bitso—the leading exchange in Latin America—as their key exchange partner into Mexico, using RippleNet’s On-Demand Liquidity (ODL) service. ODL uses the digital asset XRP as a real-time liquidity bridge between sending and receiving currencies. In addition to freeing up working capital, it offers instant settlement and guarantees the most competitive FX rates available today. MoneyGram recently revealed that it’s moving more than 10% of payment transactions between the U.S. and Mexico using ODL, and the business plans to use the service in several more corridors this year.

In this way, RippleNet is enabling financial institutions to connect with each other and also with each other’s extended networks, creating ‘network of network’ effects. As these network effects continue to increase, it will drive even more liquid markets and robust financial products around crypto, bringing new entrants into the ecosystem. 

Digital Asset Markets: Increased Build Out of Financial Infrastructure and Products 
Historically, trading in digital assets has been considered a speculator’s market, with both retail investors and larger institutional players looking to trade in deeper liquidity pools. But last year, the market shifted. Traditional institutional names—like Fidelity, TD Ameritrade and JP Morgan—entered the space, principally on the infrastructure and equity investing side. The more participants, especially established institutional players, in liquidity provisioning, the more competitive the market.  

Not surprisingly, financial product evolution has continued to evolve. These new institutional entrances, specifically for hedging instruments such as futures/derivatives, plays a big role bringing new investors into the space, thereby further stabilizing markets. In the past year, derivatives trading in digital assets recorded clear growth. 

Continued growth in derivatives will open up access to more efficient capital and drive higher trading volumes throughout 2020 and beyond. Additionally, as more and more hedging products emerge, traditional investors will see greater opportunities to trade digital assets—reducing risk and further increasing trading volumes. 

New instruments for digital asset trading are also important in this evolution. In fact, perpetual swaps are considered the most liquid and heavily traded instruments in digital assets today, creating an efficient forum to trade. A recent example of this includes the world’s leading exchange, Binance, adding XRP to its Futures trading platform and making it available in the form of XRP/USDT perpetual contract. 

Additionally, the growth potential for the digital asset borrowing/lending market is substantial, with the market now considered a $5 billion industry. This substantial momentum in the past year has been fueled in part by low interest rates for many fiat currencies, an increase in the number of digital asset market participants requiring working capital, and growth of long-term digital asset holders looking to generate yield.

The Tipping Point for Critical Mass Adoption
Despite the fact that today’s market is more liquid than ever before, digital asset values—which have been trading in correlation with each other—remain relatively low. It appears that digital asset markets are still undergoing a period whereby real-world utility and adoption are catching up with some of the speculative hype.
XRP has boasted tremendous growth as a global payment asset in the last year or two, as elaborated above in this article. However, the growth potential of transformational technologies tends to unfold exponentially. Therefore, the markets tend to overestimate the impact in the short term, but underestimate it in the long run. As institutional-grade infrastructure continues to be built, and real-world problems are increasingly solved using digital assets like XRP, the tipping point to critical-mass adoption is constantly moving closer."

https://ripple.com/insights/the-sign-of-...rp-utility

Right now Ledger has a valentines offer. Buy a Ledger Nano X and get an Ledger Nano S for free.

I am considering joining the crypto trading/hodling for real, maybe this could be a good investment?

https://shop.ledger.com/products/ledger-valentines-pack

Well....is this a good or bad sign for Kinesis investors?

"At Kinesis, we strive to deliver value to our clients, and Kinesis Velocity Token (KVT) holders. The value of KVTs, as outlined in our blueprint, is derived from a fully operational product suite, designed to deliver yields based on transaction fees and velocity.

Velocity is key to the success of the Kinesis Monetary System, and we have taken the position to preserve the value of the KVT until we deliver our current product road-map, which will also be made public shortly. This includes the Kinesis debit card, additional currency pairs (including BTC pairs), mobile applications and merchant integrations, which are envisaged to be primary drivers of velocity.

Therefore, trading of the KVT on the Kinesis Exchange, has now been suspended, effective immediately, until these integral pieces of the Kinesis Monetary System have been released. Please note all open KVT orders will now be cancelled.

This is a temporary suspension of KVT trading on the exchange and we will re-list them once we have met the objectives above.

Deposit and withdrawal functionality for KVT in your KMS account will remain active, meaning you can still access your KVT holdings and store them in your KMS account if you wish.

This temporary suspension has been put in place to protect KVT holders and the value of the tokens. This is a commercial decision which has been made in an evolving landscape, to protect all participants, and to align our products for delivery of the Kinesis Monetary System.

We thank you for your ongoing support of the Kinesis Monetary System.

For regular progress updates tune in to our Live from the vault episodes, filmed every two weeks. These are designed to keep our community abreast of all initiatives, developments and product releases. 

Kind regards,

The Kinesis Team"